Flexiti, the flexible payment solution
Depending on your credit analysis, Flexiti will offer you different options with repayment periods ranging from 3 to 36 months and with an interest rate varying from 0% to 9.99%.
Subject to verification and approval of eligibility. Simply select Flexiti at checkout.* It only takes a few minutes to apply, then you'll get your virtual card.
*The Flexiti financing plan is currently available in-store only.
What is Flexiti?
Flexiti is a flexible financing and payment solution that allows you to purchase goods and services and pay for them in equal monthly payments.
Why use Flexiti?
Easy application and quick approval
The application process is quick and easy, and it is possible to receive an approval response instantly or within a short period of time.
Flexibility and adaptability
Flexiti allows you to choose the duration of the financing plan and adjust the payment amount according to your repayment capacity.
Interest-free options
Some Flexiti plans may include interest-free financing options for a set period, which is beneficial for larger purchases.
How to pay with Flexiti?
Frequently Asked Questions
You must have reached the age of majority in your province or territory of residence to apply for a loan with Flexiti.
Be a resident of Canada and have valid identification.
The Flexiti option will appear at checkout. You will need to apply for a loan and answer a few questions to get a decision in a short time. Then, complete the purchase using your virtual card.
Yes. Flexiti will conduct a credit check during the application process.
The Flexiti card offers equal payment periods of 3, 6 or 12 months without interest or 18, 24 or 36 months with an interest rate of 9.99%.
The easiest way to make your payments is through your bank's online payment system. For more information, please contact Flexiti customer service.
Yes, you will not be charged a penalty if you pay your balance early.
If you are unable to make a payment on your Flexiti loan, contact Flexiti Customer Service to find out what options are available to you.
Check your loan agreement for specific details on late fees and bounced check fees, as well as Flexiti's payment policies.
Purchases made with Flexiti are subject to LUSINE’s standard return policy. All returns will be processed by LUSINE, and your Flexiti credit balance will be updated automatically. If LUSINE refunded you in the form of a gift card, you must continue to repay your financing plan in full. For information regarding returns, see LUSINE’s return policy here .
For more information on the annual fees charged by Flexiti, please refer to your loan agreement.
You will find them here .
For further information please contact Flexiti. Contact details can be found here .